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Full-Service Brokerage

Every Service.
Under One Roof.

From your first showing to your closing day signature, from your property search to your mortgage approval, O.B.A. Realty and Mortgage Group handles every piece of your real estate journey.

House keys for new home purchase with O.B.A. Realty
01
Buyer
Representation
First-Time Buyers · Upsizers · Relocators
Your Advocate

We Work For You.
Not the Seller.

As your buyer's agent, O.B.A. Realty acts exclusively in your interest at every step. We have full access to the Stellar MLS for Florida and active relationships in Georgia markets, meaning you see every option available, not just what's publicly listed.

  • Full Stellar MLS access including off-market and pre-market listings
  • Comparative market analysis so you never overpay
  • Expert contract negotiation on price, contingencies, and closing costs
  • Coordination with inspectors, appraisers, and title companies
  • In-house mortgage pre-qualification to strengthen your offer
  • Dedicated agent available seven days a week throughout the search
Our Commitment

As the buyer, our representation costs you nothing. The seller's side pays the commission. You get expert advocacy, full MLS access, and in-house mortgage services at zero out-of-pocket cost to you.

Maximum Return

Sell Smarter.
Close Stronger.

Listing with O.B.A. means your property receives the same level of preparation, pricing strategy, and active marketing that our most discerning clients expect. We don't list and wait. We position and pursue.

  • Accurate, data-driven pricing strategy using current MLS comparables
  • Professional photography and property presentation consultation
  • Immediate Stellar MLS listing with syndication to major portals
  • Active buyer outreach through our network of qualified buyers
  • Expert negotiation to protect your net proceeds, not just the sale price
  • Timeline management from contract to closing with zero dropped details
Our Listing Advantage

Because Myron is also a licensed mortgage officer, he can identify which buyers are genuinely qualified before they tour your home, protecting your time and keeping your listing momentum strong throughout the process.

Home listed for sale by O.B.A. Realty
02
Seller
Representation
Single Family · Investment · Estate Sales
The Advantage
"When your agent is also your lender,
the whole transaction moves faster,
cleaner, and in your favor."
In-House Financing

Real Estate and Mortgage.
One Expert. One Roof.

Myron Scott holds an exceptionally rare dual licensure as both a Florida and Georgia Real Estate Broker and a Licensed Mortgage Loan Officer. This means your property search and your financing strategy are handled simultaneously by the same expert, eliminating the coordination gaps that slow most transactions down.

Why This Is Rare

Most real estate agents refer you to a separate lender, often introducing a second point of contact, additional fees, and timeline risks. At O.B.A., your broker and your loan officer are the same person, which means fewer delays, tighter communication, and a significantly smoother path to close.

FHA Loans

Low down payment options for first-time buyers and those returning to homeownership.

VA Loans

Zero-down financing for eligible veterans and active-duty military service members.

Conventional Loans

Competitive terms for qualified buyers with strong credit and established income history.

Investment Financing

Loan structures for rental properties, fix-and-flip strategies, and multi-unit acquisitions.

O.B.A. in-house mortgage financing
How It Works
01

Pre-Qualification Consultation

Myron reviews your income, assets, and credit profile to establish an accurate purchase range before you search a single listing.

02

Property Search, Simultaneously

Your search and loan structuring happen in parallel. When the right property appears, your offer is backed by a verified pre-approval.

03

Smooth Path to Close

In-house processing means no communication gaps. Your agent and your loan officer are the same expert, so nothing falls through the cracks.

Investment property services O.B.A. Realty
04
Investment
Properties
Rentals · Fix-and-Flip · Multi-Family

Florida and Georgia are two of the strongest residential investment markets in the country. O.B.A. provides the analytical framework and hands-on execution to help investors build portfolios that perform.

Build Your Portfolio

Where Your Money
Works as Hard as You Do.

North Central Florida offers some of the most compelling cap rates in the Southeast, while Georgia's rapidly expanding suburban corridors create consistent appreciation for long-term investors. O.B.A. has on-the-ground expertise in both markets.

  • Cap rate analysis and comparative rental income projections
  • Off-market and distressed property identification
  • Multi-family acquisition strategy and due diligence
  • Fix-and-flip financing options through Myron's lending network
  • Portfolio growth planning across Florida and Georgia
  • 1031 exchange guidance to defer capital gains on dispositions
The Investor Advantage

Because we hold both a real estate and mortgage license, we can model your debt service coverage ratio alongside your acquisition search. Most brokerages hand you to a separate lender after the sale. We structure the deal from the beginning with your financial performance in mind.

New to the Area

We Know These Markets.
You Don't Have To.

Relocating to North Central Florida or the growing Georgia market can feel overwhelming from a distance. O.B.A.'s relocation specialists take the guesswork out of the process, giving you the inside knowledge that only comes from years of transacting in these communities.

  • Virtual tours and video walkthroughs for out-of-state buyers
  • Neighborhood intelligence: schools, commute times, lifestyle fit
  • Remote offer submission and contract management
  • Multilingual service in English, Spanish, French, and Haitian Creole
  • Employer relocation program coordination
  • Connections to local professionals: attorneys, inspectors, movers
Relocating to Florida

Ocala, Gainesville, and Williston offer some of the best quality-of-life-per-dollar ratios in the state. No state income tax, diverse communities, and access to world-class nature and recreation.

Relocating to Georgia

Metro Atlanta's suburban growth corridors are drawing buyers from across the country. O.B.A. is now licensed and actively serving buyers in Forsyth, Coweta, Fulton, and Henry counties.

Relocation services Florida and Georgia O.B.A. Realty
05
Relocation
Services
Corporate · Military · Interstate Moves
Ready to Begin?

Every Great Transaction
Starts with a Conversation.

Whether you're buying your first home, selling an investment property, or exploring financing options, Myron Scott will give you 20 minutes of honest, expert insight at no cost and no obligation.

REALTOR® Licensed
Licensed Loan Officer
FL & GA Licensed
4 Languages Spoken